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Flexible Financing for Health and Wellness with CareCredit Introduction to CareCredit

In today's world, managing healthcare costs can be daunting, but with the CareCredit credit card, you have a powerful tool to handle these expenses over time. CareCredit offers promotional financing options tailored to fit your health and wellness needs, providing an accessible and convenient payment method for various medical and wellness services.

Key Features of CareCredit:

  • No Annual Fee: CareCredit does not charge an annual fee, making it a cost-effective financing solution.††
  • Promotional Financing: Offers include deferred interest options for qualifying purchases, allowing you to finance your care without immediate interest charges.†
  • Wide Acceptance: The card is accepted at over 270,000 locations, covering a broad spectrum from medical facilities to retail wellness services.
  • Rewards Program: If approved for the CareCredit Rewards Mastercard, you can earn points on all purchases, which can be redeemed for various rewards.†††

Application and Approval Process

Applying for a CareCredit card is straightforward:

  • Application Methods: You can apply online at any time or call to speak with a live agent during business hours (Monday - Friday, 9AM-9PM ET). There's also an option to see if you prequalify online without impacting your credit score.
  • Age Requirements: Applicants must be at least 18 to apply online, and 21 or older to apply by phone.

How CareCredit Works

  • Instant Decision: Upon application, you receive an instant credit decision.
  • Using Your Card: Once approved, you can use your card immediately for transactions over $200 which are eligible for promotional financing.
  • Multiple Uses: Your card can be used repeatedly for various health and wellness expenses for you, your family, and even your pets.

Types of Care Covered

CareCredit supports a diverse range of health services:

  • Dental
  • Veterinary Care
  • Cosmetic
  • Chiropractic
  • Hearing and Vision
  • And much more

Exclusive Partnerships

CareCredit collaborates with leading health and wellness providers, enhancing the value of your card:

 

  • PetsBest
  • Walgreens
  • VSP Vision
  • SleepNumber

CareCredit Rewards Mastercard

For those approved, the CareCredit Rewards Mastercard adds more benefits:

  • Earn Points: Gain 2X points on purchases within the CareCredit network and at grocery and pet stores, with 1 point for every dollar spent elsewhere Mastercard is accepted.
  • Redemption: Points can be redeemed for rewards starting at 1,000 points, offering statement credits, gift cards, or travel options.

Understanding Financing Options

  • Deferred Interest: If you pay off your purchase within the promotional period, you won't pay any interest. If not, interest applies from the purchase date.
  • Reduced APR: For larger purchases, fixed monthly payments with a reduced interest rate are available over extended periods.

Managing Your Account

  • Credit Limit Increases: You can request a credit limit increase at any time through the app or by contacting customer service.
  • Authorized Users: Add family members as authorized users to your account for convenience.
  • Online Payments: Pay your healthcare providers directly online using your CareCredit card.

Safety and Security

  • Fraud Protection: In case of suspected fraud or identity theft, CareCredit provides clear steps to report and resolve issues, ensuring your account's security.

Community Value

  • High Satisfaction: 95% of cardholders rank CareCredit as "good to excellent value" according to a 2023 engagement study, reflecting high user satisfaction and utility.

Decide if CareCredit is right for you!

CareCredit isn't just a credit card; it's a strategic financial tool designed to make health and wellness more accessible. With no annual fee, flexible financing options, and the potential to earn rewards, CareCredit helps you manage not just the cost but also the peace of mind associated with health care expenses. Whether it's routine check-ups, emergency procedures, or wellness treatments, CareCredit supports your journey towards health and well-being, making it a cornerstone for millions in managing their care costs. To enroll, just hit the button below to get started!

Notes:

  • †Subject to credit approval
  • ††See Rates and Fees for details.
  • †††Rewards: See Rewards Program Terms at carecredit.com/rewardsterms for details.

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Monday - Friday: 9 a.m. - 5 p.m.
Saturday - Sunday: Closed
Closed for Lunch 12 p.m. - 1 p.m.

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